[ Our Services ]

As an accounting and consulting firm, Unity Benefit Services specializes in flexible benefit administration. We uphold the highest level of professional integrity, while constantly working for the benefit of our clients. Our services include dedicated and dependable personal account services, onsite employee education, compliance services, daily claims and reimbursement processing, debit card technology and around-the-clock secure online account access.

Since the inception of Unity, the federal government has authorized two additional types of benefit plans, Health Reimbursement Arrangements (HRA) and Health Savings Accounts (HSA), providing even more tools to help companies and their employees control rising healthcare costs. Most recently, the federal government acted again on May 18, 2005 to authorize the use of a grace period for Flexible Spending Accounts (FSA), giving participating employees up to an additional 2 ½ months to spend money leftover in their FSAs at the end of the year on qualified health and dependent care expenses.

[ Professional Plan Services ]

Design and Implementation

• Initial client meeting to discuss plan specifications
• Determination of implementation timeframe
• Creation of implementation workplan

Enrollment

• Conduct onsite employee education
• Provide enrollment materials and forms
• Personal assistance in enrollment process

Employer Reporting

• Annual Employee Listing following open enrollment
• Monthly Year-To-Date Report summarizing all activity
• Ad Hoc Reporting as needed

Employee Reporting

• ACH Advice/Account Balance Update with each claim processed
• Employee Statement of Account following third quarter of plan

Administration

• Claims adjudication
• Reimbursement processing
• Electronic transfer of contribution reporting & funding
• Participant account reconciliation
• Issuing claim denials & follow-up to resolution
• Safeguarding employees' personal health information
• Processing changes in family status & resulting election changes
• Provision of claim forms
• Internet access to employee account information

Compliance

• Plan Document
• Summary Plan Description
• Nondiscrimination Testing

Regulatory Reporting

• Preparation of Form 5500 and Schedule F information